Nancy Mann Jackson of CNBC.com includes wealth advisor Ben Barzideh in an article about new IRS provisions for withdrawing savings from an IRA or 401(k) early without incurring a penalty. “Generally, it’s considered not a good idea to pull money out of 401(k)s or retirement accounts early,” says Barzideh. “With any money you pull out, you are also giving up the opportunity cost of what that money would have grown to if you had just left it alone.”