Nick Fortuna from Barron’s quotes wealth advisor, Ben Barzideh, in an article about what to consider if your company is offering you an early retirement package. Barzideh recommends workers that are near the retirement age to take the buyout because the offer usually is a sign of financial distress. “If you don’t take it, a lot of times you’re still going to get laid off a little farther down the road, and you might not get anywhere near the benefits that you thought you were going to get,” says Barzideh.